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Yung-Yu Ma

PNC
First call on the ledger

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Where they stand

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BullThe U.S. Economy leaning · 2026-08-14
Yung-Yu Ma (PNC) tells CNBC he is not concerned about retail sales or the consumer holding the rally back; the real risk to the rally is long-term interest rates rising further.
I don't think consumers are going to be what holds this rally back. I think if anything holds this rally back, it would be if long-term interest rates in particular continue to rise higher from the levels where they are today.
NeutralPrivate Credit 2026-08-14
Yung-Yu Ma (PNC) tells CNBC that corporate debt issuance is at record levels, far surpassing last year's record, adding to Treasury supply hitting capital markets.
Corporate debt is at record-breaking levels. Last year was a record level. This year is far surpassing last year's record levels.
BearThe Fed leaning · 2026-08-14
Yung-Yu Ma (PNC) tells CNBC that Treasury and corporate supply will strain capital markets and show up as higher long-term interest rates, especially with oil elevated.
That strain is going to take place in the form of longer-term interest rates pushing higher, especially when we have oil prices elevated, as they are today.

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